Ripple CEO Brad Garlinghouse addressed concerns over artificial intelligence during a session at Consensus 2026 in Miami, arguing against fear-driven narratives surrounding AI. Garlinghouse compared current AI apprehensions to past fears about automated teller machines (ATMs) replacing bank tellers, noting that the number of bank tellers actually doubled a decade after ATMs were introduced. He emphasized the importance of not demonizing AI, suggesting that such narratives are counterproductive.