Ripple Labs has filed an application for a national trust bank charter with the U.S. Office of the Comptroller of the Currency (OCC). If granted, the charter would allow Ripple National Trust Bank to provide trust and fiduciary services, potentially integrating XRP into traditional financial systems. The review process for the application is anticipated to take between 30 to 90 days. Analysts, including Steph Is Crypto, predict that the approval of the charter could propel XRP's price to $10. However, the approval of an XRP ETF has been postponed due to the ongoing U.S. government shutdown.