Polygon's transaction volume surged to $3.57 billion in Q4 2025, marking a 399% year-over-year increase. This growth positions Polygon as a leading settlement layer in the payment sector, driven by integrations with major neobanks and fintech companies like Revolut and Mastercard. These partnerships enhance stablecoin transfers and verified identity solutions, highlighting Polygon's real-world utility. The "Gigagas" roadmap aims to achieve 100,000 transactions per second, aligning Polygon with global payment giants like Visa. The platform's Proof-of-Stake chain, known for low fees and high throughput, has seen increased adoption for cross-border settlements and tokenized assets. As regulatory clarity improves, Polygon's enterprise-grade solutions continue to attract institutional interest, setting the stage for further growth in the decentralized finance landscape.