Pantera Capital's Jay Yu has unveiled 12 predictions for the crypto market in 2026, emphasizing significant trends such as capital-efficient consumer credit and x402-based agent commerce. The report anticipates a rise in AI-driven crypto interactions and the growth of tokenized gold. Additionally, it warns of potential quantum computing threats to Bitcoin and foresees increased stablecoin adoption in global fintech. The predictions also include expected shifts in market capitalization and the unification of privacy technologies, which are poised to reshape the crypto landscape. These insights provide a comprehensive outlook on the evolving dynamics of the cryptocurrency sector.