More than 130 countries are currently developing their own digital currencies, which could be used for cross-border payments and potentially affect the stability of the U.S. dollar as the world's primary reserve currency. According to the Atlantic Council CBDC Tracker, 137 countries and currency unions are exploring central bank digital currencies (CBDCs), covering 98% of global GDP. Of these, 72 are in advanced stages such as development, piloting, or have already launched their CBDCs.