A new report from the National Cryptocurrency Association (NCA) reveals that cryptocurrency adoption in the United States is accelerating, with over 67 million Americans now owning digital assets. This marks an increase of 12 million holders compared to 2025, representing roughly one in four U.S. adults. The 2026 State of Crypto Holders Report, conducted with The Harris Poll, highlights a shift from speculative investment to practical use, with 40% of holders using crypto for shopping and payments, and 41% for peer-to-peer transfers. The report also notes a significant rise in female participation, with women comprising 42% of new crypto adopters between 2025 and 2026. Despite the growing adoption, education remains a barrier, as many Americans still lack understanding of crypto usage. The NCA is addressing this through educational initiatives, aiming to simplify crypto concepts and increase accessibility. Looking forward, the report suggests that mainstream adoption will be driven by payments, stablecoins, and clearer regulation, with 84% of holders expecting crypto payments to become common within five years.