Mutuum Finance has successfully raised over $18.9 million in its token presale, with Phase 6 nearing 95% allocation at a price of $0.035 per token. The decentralized finance (DeFi) project is set to launch its V1 protocol on the Sepolia testnet in the fourth quarter of 2025. The platform integrates a Peer-to-Contract (P2C) liquidity pool model with a Peer-to-Peer (P2P) lending marketplace. Mutuum Finance has completed a CertiK smart contract audit and is currently undergoing a Halborn Security audit for its lending infrastructure. Additionally, the project plans to introduce a USD-pegged stablecoin backed by over-collateralized loans.