Privacy coins Monero and Zcash are under scrutiny as the EU's Markets in Crypto-Assets Regulation (MiCA) introduces stringent Anti-Money Laundering (AML) rules in 2026. Monero, known for its full anonymity features, risks being delisted from EU exchanges due to its non-compliance with these regulations. In contrast, Zcash, which offers selective disclosure options, may better align with regulatory requirements, potentially allowing it to maintain its presence in regulated markets. If Zcash's shielded transactions gain traction, it could attract institutional interest, positioning it to outlast Monero in the evolving regulatory landscape.