Mike Novogratz, CEO of Galaxy Digital, has emphasized the need for XRP and Cardano (ADA) to establish real-world use cases by 2026 to maintain their relevance in the evolving cryptocurrency market. In a recent YouTube video, Novogratz highlighted the industry's shift from speculative hype to practical application, urging altcoins to prove their utility as infrastructure. He contrasted this with Bitcoin, which he views as a macro asset. Novogratz also predicted a transformation in the role of crypto wallets and exchanges, suggesting they will evolve into comprehensive financial platforms. This evolution is expected to significantly alter the way cryptocurrencies are integrated into everyday financial activities.