MicroStrategy CEO Phong Le predicts that major U.S. banks will begin offering full-stack Bitcoin services within the next two to three years. Le highlighted the increasing institutional interest in Bitcoin and the favorable risk-to-reward ratio of investing in cryptocurrencies. In addition to his predictions, Le announced the launch of Stretch (STRC), a preferred security designed to provide a 10.75% annualized yield with tax-deferred dividends. MicroStrategy holds $1.4 billion in reserves, which is sufficient to cover 21 months of payouts, minimizing the likelihood of a forced Bitcoin sale.