Michael Saylor published "Policy Recommendations for Digital Economy Prosperity," urging regulators to classify Bitcoin as "Digital Capital" and permit banks to custody BTC and extend collateralized loans under clear rules. The proposal also calls for viable pathways for insurers to incorporate digital assets into balance sheets, arguing that expanded institutional participation would allow holders to leverage capital without selling and drive industry growth. Saylor advocates reassessing the Basel Accord’s current 1250% risk weight on crypto exposures, recommending regulations distinguish between client asset custody, collateralized lending, and proprietary holdings based on actual risk. He further proposes a "Digital Bill of Rights" guaranteeing the ability to create, custody, and transfer digital assets, projecting that AI integration could help expand the digital asset industry to $100 trillion.