Michael Saylor, executive chairman of Strategy, has articulated a vision of Bitcoin as a hard asset rather than a form of money, likening it to crude oil. Speaking at Bitcoin MENA, Saylor proposed a "Bitcoin central bank" concept, emphasizing Bitcoin's role as a financial asset. His company, Strategy, has been aggressively acquiring Bitcoin, holding 671,268 BTC as of December 15. Saylor's approach involves using corporate finance mechanisms to provide investors with Bitcoin exposure, including issuing convertible senior notes and perpetual preferred stock. Economist Saifedean Ammous, author of "The Bitcoin Standard," acknowledges Saylor's perspective but maintains that Bitcoin retains its monetary properties. Ammous argues that despite Saylor's asset-focused strategy, Bitcoin's role as money remains intact, suggesting that as Bitcoin adoption grows, it will increasingly serve as a foundation for financial products and debt instruments. Ammous recently joined Africa Bitcoin Corporation as an advisor, supporting Bitcoin's adoption in retail and circular economies in South Africa.