Mastercard's crypto SVP Christian Rau and WalletConnect CEO Jess Houlgrave have highlighted the critical need for enhanced user experience (UX) to facilitate mass adoption of cryptocurrencies. Rau pointed out that the industry must evolve to provide seamless solutions, such as tokenized debit cards, to attract more users. Houlgrave emphasized the necessity for substantial investment in UX improvements, noting that the current complexities deter widespread user engagement. Both leaders agreed that the crypto sector remains in an early, fragmented stage, with only a small fraction of users willing to navigate its intricacies.