The Republic of the Marshall Islands has initiated a blockchain-based universal basic income (UBI) program utilizing the USDM1 token. This government-backed token, which operates as a yield-generating bond, is distributed through the Lomalo wallet on the Stellar network. The program aims to reduce reliance on cash and enhance financial accessibility for citizens. Supported by the Stellar Development Fund, the initiative addresses existing limitations in the financial system by providing a stable value alternative. This innovative approach seeks to improve economic inclusion and streamline financial transactions within the island nation.