The Bank of Malaysia (BNM) has announced a three-year roadmap for asset tokenization, aiming to enhance financial efficiency and stability. Released on October 31, 2025, the plan involves a phased approach, beginning with industry feedback in 2025, pilot testing in 2026, and expanded trials in 2027. This initiative is spearheaded by the Digital Asset Innovation Hub (DAIH).
The roadmap emphasizes compliance with anti-money laundering and counter-terrorism financing (AML/CFT) regulations and integrates Islamic finance principles. By leveraging blockchain technology, the plan seeks to address structural challenges in traditional Islamic financial products, marking a significant step in Malaysia's digital finance landscape.
Malaysia Unveils Three-Year Asset Tokenization Roadmap
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