The U.S. Senate is set to hold hearings on the Clarity Act, a cryptocurrency market structure legislation, in January 2026. The SEC may introduce an "innovation exemption" to expedite market entry for companies under certain conditions. On May 15, Jerome Powell's term as Federal Reserve Chair ends, with the new appointee potentially impacting interest rate policies and the performance of risk assets, including cryptocurrencies.
California's Digital Financial Assets Law will take effect on July 1, requiring digital asset service providers to obtain state licenses. By July 18, federal and state regulatory details for the Genius Act on stablecoins are due. In August, new cryptocurrency tax legislation is expected, alongside the CFTC's completion of blockchain technology regulatory rules for capital markets. The U.S. midterm elections on November 3 could alter the congressional landscape, influencing future cryptocurrency legislation.
Key Dates for U.S. Cryptocurrency Policy in 2026
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