Institutional interest in tokenized gold and silver is gaining momentum as traditional financial giants like HSBC and J.P. Morgan embrace blockchain technology for asset restructuring. HSBC's distributed ledger gold platform and J.P. Morgan's cross-border collateral settlement of tokenized gold bars through the Onyx network highlight this shift. Ondo Finance's SLVon has attracted investment from Founders Fund and Coinbase Ventures, while PAXG's compliance with PayPal and Mastercard underscores the integration of traditional payment systems into digital assets. The global gold and silver markets are experiencing volatility, with gold prices peaking at $5,600 in January before falling to around $4,980. Silver prices have also been unstable, currently at $86.5. This market correction serves as a test for real-world asset (RWA) investments, demonstrating the advantages of on-chain assets in liquidity and capital control. Tokenized assets offer 24/7 settlement capabilities, reducing friction costs and enhancing capital reallocation efficiency compared to traditional physical or paper gold trading. On-chain precious metals are categorized into three investment tracks: digital forms of physical holdings, tokenized securitization products, and interest-bearing assets. These tracks offer operational flexibility, instant settlement, and productive asset characteristics, providing a strategic advantage over traditional models. The current market correction highlights the importance of asset liquidity efficiency, offering insights for long-term stable asset allocation strategies.