The Indian government is exploring a regulatory framework for stablecoins, as outlined in the Economic Survey 2025-2026. This move comes amid the Reserve Bank of India's (RBI) cautious approach towards cryptocurrencies, with a focus on promoting a central bank digital currency (CBDC). The Ministry of Finance plans to emphasize the 'utility of stablecoins' in its upcoming economic report, which will include key policy recommendations.
RBI Governor Sanjay Malhotra has highlighted the need for caution regarding cryptocurrencies, citing potential risks. A working group has been established to assess how to manage cryptocurrencies in India. Malhotra also downplayed concerns about U.S.-led stablecoin innovation, citing India's strong digital payment systems like UPI, NEFT, and RTGS. This potential regulatory shift could significantly impact cryptocurrency adoption and asset prices in India.
India Weighs Stablecoin Regulation as RBI Urges Caution
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