Hong Kong's digital banks have reported improved financial performance for 2025, marking a shift from early cash-intensive growth strategies to a focus on profitability. WeLab Bank reduced its after-tax loss to HK$59.95 million, down from HK$238 million in 2024, with an adjusted after-tax loss of HK$47.059 million. Ping An Digital Bank also narrowed its after-tax loss to HK$274 million, while net interest income surged 62% year-over-year to over HK$224 million. The bank's total assets grew 135% to HK$12.38 billion, and customer deposits exceeded HK$12.5 billion by the end of March.