Galaxy Digital projects that stablecoins could surpass Automated Clearing House (ACH) systems in transaction volume by 2026. According to their report, stablecoins currently manage half of ACH's volume and are expanding at a compound annual growth rate (CAGR) of 30%-40%. This growth is bolstered by regulatory developments, including the GENIUS Act set for 2026 and the EU's MiCA framework, which are creating a favorable environment for digital assets.
The report also highlights the role of major financial and tech companies such as Visa, Western Union, and Sony Bank in driving stablecoin adoption. These entities are increasingly integrating stablecoins into their operations, further accelerating their use and acceptance in the financial ecosystem.
Galaxy Digital Forecasts Stablecoins to Surpass ACH in 2026
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