William Sculley, a former Ripple employee, argues that the future of institutional investment in crypto will focus on yield rather than price, with XRP playing a central role. Sculley explains that delta-neutral strategies, used by major hedge funds, can offer consistent returns of 8-15% annually, regardless of market direction. These strategies focus on capturing spreads, fees, or premiums, rather than betting on price movements. Sculley highlights a significant opportunity in the crypto market, where less than 5% of the $2 trillion market cap is actively used in yield-generating strategies. He suggests that XRP could be pivotal in this shift, enabling institutional-grade yield strategies on-chain without intermediaries. This could attract large-scale capital deployment into XRP, enhancing its appeal beyond price speculation.