Folks Finance has announced the opening of a waitlist for its upcoming product, Folks Mobile, developed in partnership with a licensed virtual asset service provider. The app, designed to operate separately from Folks Finance's DeFi protocol, will feature liquidity staking, swaps, and lending, enhanced by an AI-driven routing system. Additionally, it will offer a debit card for crypto spending through stablecoin-backed loans. The FOLKS token, scheduled for launch on November 6, will be integrated into the app, providing users with exclusive benefits. Interested users can register for early access at folkmobile.app.