Folks Finance has unveiled its 2026 roadmap, highlighting significant developments including the launch of xChain V2 in early 2025. The roadmap also features a $15 million liquidity incentive program designed to boost platform engagement and liquidity. Additionally, Folks Finance plans to introduce a mobile app that adheres to regulatory standards, enhancing user accessibility and compliance. The roadmap includes a token launch for an EVM-compatible liquid staking product, aiming to broaden cross-chain lending capabilities. An updated Folks Points program is also set to increase user participation and rewards.