Flare CEO Hugo Philion has outlined potential passive income opportunities for XRP holders through the Flare ecosystem. Philion suggests that XRP holders can earn returns by utilizing platforms like Firelight and DEX liquidity programs, which could offer yields ranging from 4% to 15%. He emphasized that while the XRP Ledger lacks a native staking feature, Flare's infrastructure could bridge this gap, allowing XRP to become a yield-generating asset. Philion explained that Firelight, a DeFi insurance and cover protocol, plays a central role in enabling these earnings by deploying deposited XRP into external strategies. He also highlighted the potential for users to borrow against staked XRP to reinvest and multiply gains. Despite the promising returns, Philion cautioned that increased staking layers could elevate risk, urging users to understand the associated risks. Flare aims to transform XRP into a DeFi powerhouse, with 88 million FXRP already minted by retail holders. The company has allocated 20% of its token supply, valued at approximately $400 million, to support liquidity and incentivize early participation, which Philion believes will drive long-term growth for XRP holders.