The Federal Reserve's 2025 Survey of Household Economics and Decisionmaking (SHED) reveals that 10% of U.S. adults used or invested in cryptocurrency in 2025, marking a 2% increase from the previous year but still below the 12% reported in 2021. Of these, 9% purchased or held cryptocurrency as an investment, 2% used it for purchasing goods or payments, and 1% for transferring money to friends or family. Additionally, the report highlights that 6% of unbanked adults engaged in financial transactions using cryptocurrency, compared to 2% of those with bank accounts.