Federal Reserve Governor Michael S. Barr has called for robust regulatory frameworks for stablecoins, highlighting their potential to modernize financial transactions and enhance cross-border payment efficiency. Speaking at the 2025 D.C. Fintech Week, Barr emphasized the risks posed by unregulated stablecoins, which may be backed by illiquid or risky assets. He pointed to the bipartisan GENIUS Act as a step towards regulatory clarity, mandating that stablecoin reserves be held in high-quality, liquid assets.
Barr also warned of the dangers of inconsistent supervision across different jurisdictions, which could lead to regulatory gaps and opportunities for arbitrage. His remarks underscore the need for a cohesive regulatory approach to ensure the safe integration of stablecoins into the financial system.
Fed Governor Advocates for Stablecoin Regulation to Enhance Financial Modernization
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