European Central Bank President Christine Lagarde has indicated that XRP and XLM could meet the stringent criteria required for central bank reserve assets. Lagarde noted that Bitcoin does not fulfill these requirements due to its lack of operational reliability and regulatory compliance. In contrast, XRP and XLM, backed by Ripple and Stellar, have demonstrated alignment with global regulatory standards and have been involved in international initiatives with institutions like the IMF. The potential inclusion of XRP in a U.S. strategic digital reserve further underscores the growing institutional acceptance of these regulated digital assets. This development highlights the increasing focus on transparency and compliance in the digital currency space, as central banks seek reliable and regulated options for reserve assets.