In 2025, traders are focusing on altcoins with strong utility and liquidity, with Digitap, SUI, and XRP leading the pack. Digitap is set to launch a crypto banking app that integrates fiat and crypto transactions, featuring deposits, withdrawals, and multi-asset wallets. SUI, a performance-oriented Layer 1 blockchain, has seen its Total Value Locked (TVL) surpass $2.6 billion, fueled by DeFi protocol adoption. Meanwhile, XRP is gaining traction in cross-border payments, benefiting from a stable legal environment following the conclusion of its SEC case in August 2025.