Digitap (TAP) is gaining prominence as a top altcoin for cross-border payments in 2025, surpassing established projects like Ripple and Cardano. The platform integrates cryptocurrency with traditional banking through an omni-bank app, facilitating fast and low-cost global transactions with direct Apple Pay and Google Pay integration. During its presale, over 9 million TAP tokens have been sold, raising more than $115,000. Other significant players in the cross-border payment space include Ripple (XRP), Stellar (XLM), Quant (QNT), Toncoin (TON), TRON (TRX), and Cardano (ADA), each offering distinct advantages for international transfers.