In a recent AMA on February 12, Binance CEO CZ discussed various topics including the risks of memecoins, bear market cycles, U.S. crypto policies, and the potential of RWA tokenization and prediction markets. He expressed optimism about the industry's long-term growth, advising builders to focus on real applications rather than short-term price fluctuations. CZ also highlighted the potential of AI and blockchain integration in payment systems and predicted the coexistence of CEX and DEX. He emphasized that effective time management is crucial for success and stated that his drive to advance the industry is fueled by personal mission rather than financial gain.