Online merchants are increasingly adopting cryptocurrency payment options to enhance transaction speed, reduce fees, and expand global reach. This shift is particularly notable in regions with limited credit card infrastructure, where blockchain solutions offer a viable alternative to traditional financial systems. Stablecoins are playing a crucial role in this transition, providing merchants with a way to mitigate price volatility while utilizing blockchain technology. Despite facing challenges like regulatory uncertainty and technical hurdles, the trend signifies a growing integration of digital assets in e-commerce.