Cryptocurrency markets experienced a downturn in late December 2025, driven by thin liquidity and policy uncertainties. Bitcoin's price fell as the U.S. Senate postponed a significant regulation bill to 2026, exacerbating market pressures alongside Bitcoin options expiries and year-end liquidity gaps. Amidst the market decline, utility-focused projects like Digitap ($TAP) are gaining attention. Digitap is noted for its practical financial tools, including a live money app and multi-rail payments. The project is currently in presale, offering a fixed supply of 2 billion tokens, and is being highlighted as a promising investment for 2026 due to its utility-driven approach.