Christopher Perkins, President of CoinFund, has publicly criticized the U.S. Senate's proposed cryptocurrency market structure bill, which could limit retail investors' ability to earn rewards from stablecoins. Perkins, who also serves on the CFTC's Global Markets Advisory Committee, argued that such restrictions are inappropriate, especially in light of ongoing income inequality issues. He highlighted the existence of the GENIUS stablecoin bill and questioned the rationale behind preventing ordinary investors from benefiting from stablecoin returns. Perkins proposed that instead of restricting retail rewards, policymakers should address banks' concerns over deposit and loan outflows by releasing regulatory capital and incorporating blockchain technology. He believes this approach would benefit both the financial sector and retail investors.