Coinbase has introduced the x402 payment protocol, designed to streamline blockchain transactions by adding an x-payment field to HTTP request headers. This protocol facilitates simple, stateless, one-time payments, which are reflected on-chain. For instance, on the Base network, users can make micro-payments using USDC, with the payment request including JSON content that contains payment-related fields and a signature generated by the user's wallet private key.
The x402 protocol supports the transferWithAuthorization mechanism, an offline signature method, ensuring that once a transaction is on-chain, it is considered successful. The protocol itself does not handle post-payment actions, leaving it to service providers to determine the response, such as issuing tokens or providing access to services. Coinbase's initiative aims to set a standard for payment processes, which other industry players can adopt or expand upon. Users are advised to exercise caution and verify the legitimacy of transactions to avoid potential scams.
Coinbase's x402 Payment Protocol Simplifies Blockchain Transactions
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