The CLARITY amendment introduces a new regulatory framework without overturning the Howey Test, instead creating a category for 'ancillary assets.' It distinguishes between protocols and operators, establishing criteria to define 'true DeFi' versus 'false DeFi,' and includes provisions for an emergency safety committee. Additionally, while stablecoins are prohibited from earning interest, they can generate returns through credit risk exposure, offering a compliant pathway for DeFi. The regulatory direction awaits further SEC clarification and legislative implementation.
CLARITY Amendment Proposes New Framework for DeFi and Stablecoins
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