Circle's Chief Product Officer, Nikil Tandog, envisions stablecoins becoming a core component of global finance by 2030. In an interview, Tandog highlighted Circle's evolution from a stablecoin issuer to a full-stack platform company, emphasizing the role of USDC in promoting financial inclusion and compliance. Circle's strategic growth includes expanding its stablecoin network and developing a three-tier platform comprising core assets, payment applications, and infrastructure. Tandog noted that regulatory clarity, such as the Genius Act, has bolstered institutional interest in stablecoins, likening their potential impact to that of the internet. By 2030, Tandog predicts a financial landscape where AI agents dominate payments, and money becomes programmable, akin to electricity. Circle's ARC infrastructure aims to address blockchain adoption challenges, offering features like payment finality and configurable privacy, positioning stablecoins as a transformative financial technology.