China has eliminated the requirement for individuals to register the source of funds for cash deposits or withdrawals exceeding 50,000 yuan. This change is part of the newly released "Administrative Measures for Due Diligence of Financial Institutions and the Preservation of Customer Identity Information and Transaction Records," jointly issued by the People's Bank of China, the State Financial Regulatory Commission, and the China Securities Regulatory Commission.
Under the new regulations, banks will assess the risk level of transactions to determine the need for further inquiry. In high-risk money laundering scenarios, banks will conduct more thorough investigations into the source and purpose of funds. For low-risk transactions, simplified procedures will be applied, reducing the burden on customers and financial institutions alike.
China Removes Source Registration Requirement for Large Cash Transactions
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