Charles Hoskinson emphasized the advanced decentralized infrastructure of XRP Ledger and Cardano, noting their capability for compliant, high-throughput settlement. He contrasted this with traditional finance, which is only beginning to adopt similar systems on a smaller scale. Hoskinson highlighted the advantages of Web3-native systems, which utilize on-chain governance and formal verification, over traditional control-driven solutions. As institutional demand for neutral, programmable settlement increases, he suggested that value investing in crypto will prioritize projects with foundational maturity rather than short-term price fluctuations.