Central banks worldwide are reportedly acquiring mature blockchain infrastructure at minimal cost, benefiting from the extensive investments and trial-and-error efforts of the private crypto sector. According to a blog post from The Times of Israel, despite the cryptocurrency market's valuation plummeting from approximately $3 trillion in November 2021 to around $800 billion by the end of 2022, the underlying technological frameworks have been preserved. Projects such as the Bank for International Settlements' mBridge, the European Central Bank's digital euro prototype, and Israel's digital shekel tests are all utilizing these private sector-developed technologies. The article suggests that this model, where central banks adopt the refined outcomes of private sector innovation, could potentially dampen future incentives for financial infrastructure innovation.