Cardano co-founder Charles Hoskinson has introduced RealFi, a new feature aimed at converting microfinance returns into cryptocurrencies such as ADA and BTC. This process involves an 'offchain conversion,' where funds are transferred outside the blockchain before being converted into digital assets. Hoskinson anticipates that this innovation will boost demand for Cardano, potentially making 2026 a pivotal year for the network. In related developments, the Cardano Atlantic Council announced plans to retire its committee keys following the failure of a governance proposal to gain support. Additionally, Hoskinson suggested that Midnight Ambassadors be compensated in NIGHT tokens, with a portion of their earnings allocated to Midnight DeFi.