Canadian fintech analysts predict that XRP could reach $2,000 by 2027, driven by its increasing use in cross-border payments. Analyst Skipper_xrp highlighted the impact of U.S. regulatory clarity, with the Office of the Comptroller of the Currency (OCC) now permitting national banks to engage in riskless principal transactions involving XRP. This regulatory development is expected to enhance access for both institutional and retail investors. The forecast is further supported by global compliance initiatives, such as the EU Markets in Crypto-Assets Regulation and measures to counter the financing of terrorism, which are paving the way for XRP's mainstream adoption. These efforts are seen as crucial in solidifying XRP's role in the evolving fintech landscape.