Canada's Department of Finance has unveiled a regulatory framework for stablecoins through the introduction of the Stablecoin Act as part of the 2025 Budget Implementation Act. Under this framework, issuers of fiat-backed stablecoins targeting Canadian users must register with the Bank of Canada and will be subject to ongoing prudential regulation. Issuers are required to maintain a 1:1 reserve of high-quality liquid assets, offer redemption at face value, and establish governance, risk management, and data security protocols. The regulations apply to both domestic and international non-financial institution issuers and are expected to take effect in 2027.
Canada Introduces Stablecoin Regulatory Framework
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