Bitwise CEO Hunter Horsley has forecasted a significant shift in the cryptocurrency sector towards credit and lending over the next six to twelve months. Horsley highlighted the potential for explosive growth in this area, as the current cryptocurrency market capitalization nears $4 trillion. He emphasized that the ability to borrow against cryptocurrency could lead to increased borrowing rather than selling. Horsley also noted the broader implications of asset tokenization, suggesting that individuals could soon borrow against stocks on-chain. With the U.S. stock market capitalization exceeding $60 trillion, this development could redefine capital markets. Horsley views these changes as the beginning of a new era in the financial landscape.