Bitwise CEO Hunter Horsley predicts that major tech companies like Meta, Google, and Apple will soon challenge traditional banks by utilizing stablecoins and tokenization. Horsley suggests these technologies will enable tech firms to offer interest-bearing deposits and facilitate seamless trading of cryptocurrencies and securities. The stablecoin market has grown significantly, surpassing $300 billion in 2025, driven by regulatory frameworks such as the U.S. GENIUS Act and Europe's MiCA. Horsley believes the integration of stablecoins into mainstream finance could significantly disrupt existing banking and payment systems.