The Bank for International Settlements (BIS) has raised concerns that offline use of a central bank digital currency (CBDC) could present greater criminal risks than cash. In a recent report, BIS researchers highlighted that offline digital euro payments might pose higher anti-money laundering and terrorism financing risks compared to online payments or those made with commercial bank deposits. This warning comes as European lawmakers advance plans for a digital euro with both online and offline capabilities. The report emphasizes the need for appropriate regulation tailored to each CBDC variant's risk profile. European citizens have shown interest in offline CBDC functionality for privacy and offline transaction capabilities. However, the BIS notes that illicit actors might favor offline digital euros for illegal activities due to the cumbersome nature of cash. The European Union plans to limit cash payments to €10,000 by 2027, but has yet to decide on similar restrictions for a digital euro. While the EU progresses with its CBDC plans, the US remains hesitant. President Donald Trump previously opposed a CBDC, and recent bipartisan legislation aims to prevent the Federal Reserve from issuing one until 2030.