Banks and financial institutions are increasingly integrating cryptocurrency services, driven by the launch of spot Bitcoin ETFs and the MiCAR regulatory framework. In 2025, global banks are actively offering crypto trading and digital asset services, overcoming previous regulatory and technical barriers. The MiCAR regulation in the EU has provided a stable environment for banks to develop crypto products, while spot Bitcoin ETFs have facilitated institutional crypto investments. Notable examples include Openbank's cryptocurrency trading services and Danske Bank's participation in a MiCAR-compliant digital euro project, marking a significant shift in the financial sector's approach to crypto.