The Bank Secrecy Act (BSA), enacted by President Nixon on October 26, 1970, has reached its 55th anniversary, marking decades of financial surveillance expansion in the U.S. Initially designed to combat tax evasion, the BSA's scope has widened to include monitoring drug traffickers, terrorists, and cryptocurrency activities. The law mandates financial institutions, such as banks and stablecoin issuers, to report transactions exceeding $10,000, a threshold unchanged for inflation.
In 2024, over 27.5 million reports were filed under the BSA, highlighting its extensive reach. Critics argue that the BSA infringes on privacy rights and advocate for reforms, including adjusting the reporting threshold for inflation, reducing reporting requirements, or repealing the law entirely.
Bank Secrecy Act Marks 55 Years of Financial Surveillance
Disclaimer: The content provided on Phemex News is for informational purposes only. We do not guarantee the quality, accuracy, or completeness of the information sourced from third-party articles. The content on this page does not constitute financial or investment advice. We strongly encourage you to conduct you own research and consult with a qualified financial advisor before making any investment decisions.
