Apollo Chief Economist Torsten Slok warned that AI agents automatically managing household funds could trigger a "slow-motion bank run" by shifting low-interest demand deposits into higher-yield accounts. With average U.S. demand deposit rates at just 0.1%, AI-driven optimization threatens to drain the low-cost funding base banks rely on for lending. Platforms including Revolut, SoFi, Varo, LendingClub, and Wealthfront currently offer annual deposit rates between 3.3% and 5%. Slok noted that AI agents can monitor balances in real time, compare yields across institutions, and automatically move idle funds, potentially destabilizing the financial system if households widely adopt this cash management automation.