Alex Finn, CEO of Creator Buddy, predicts a shift from AI subscription models to token-based billing, as seen with Claude Fable 5's removal from Anthropic's subscription plan after June 22. Finn argues that the traditional subscription model has been unsustainable, likening it to a Ponzi scheme, and suggests that profitability pressures from impending IPOs are driving this change. He foresees a future where users select models based on specific tasks, increasing demand for local LLMs and hardware, and potentially widening the wealth gap as only those who can afford high costs will build advanced products. Finn also anticipates government intervention to ensure equitable access to AI resources and education.