Residents in Nairobi and Lagos are increasingly turning to stablecoins such as USDT and USDC to counteract inflation and currency volatility. This shift is fueled by economic pressures, low remittance costs, and evolving regulatory landscapes. Platforms like Kotani Pay are facilitating the conversion between stablecoins and mobile money, benefiting freelancers and local businesses. Meanwhile, Nigerian SEC's Emomotimi Agama has advocated for a controlled adoption of stablecoins to safeguard markets and consumers.